Free "Money Script" Inventory Tool

The free Klontz Money Script Inventory (KMSI) tool located on the Helpful Resources page, is a powerful, research-based way to uncover the hidden beliefs that quietly shape your financial decisions. Many women come to AW4W feeling “stuck” with money—spending, saving, or avoiding it in ways that don’t match their goals—but they can’t quite explain why. The KMSI helps bring those unconscious money stories to the surface, so you can see the patterns behind your financial stress, guilt, or avoidance. Once you can name, and identify your “money scripts,” changing them becomes possible.

The KMSI also gives you language to talk about money more clearly—with a partner, with a coach, or simply with yourself. Instead of judging yourself for “bad habits,” you can recognize them as understandable responses to your past experiences and values. That shift from shame to insight is often the turning point toward healthier, more confident financial choices. If you’re ready to understand not just what you do with money, but why, the KMSI is an excellent place to begin.